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    The Comparative Fault Rule and Your Compensation in St. Louis Personal Injury

    Umar ShahzadBy Umar ShahzadAugust 14, 2024Updated:August 16, 2024No Comments7 Mins Read
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    St. Louis, a vibrant city often referred to as the Gateway to the West, exudes a lively and energetic atmosphere. It attracts people year-round and is known for its affordable accommodations and amazing neighborhoods. 

    However, amidst the excitement and the bustle, there’s another side to this city. It has been named the fifth worst in driving-related accidents in the USA. 

    Not just car accidents; the city is also susceptible to the fury of natural disasters. St. Louis has unfortunately experienced frequent flooding, with six significant floods occurring since 2008 and two particularly devastating floods in the past three years. You can always have injuries like slip and fall or housing issues from these disasters.

    Post any life-threatening accident, in addition to nursing your wounds, you also have to take care of the cumulating medical bills. Even if you wish to seek compensation, the legal route is an overwhelming maze. 

    The state of Missouri follows a very complex protocol of comparative fault. Here, the compensation you receive is directly tied to the degree of responsibility you have for the accident. This blog post will aim to help you navigate the murky legal waters of the comparative law rule followed in St. Louis, Missouri. 

    Understanding the Comparative Fault Rule

    In Missouri, the comparative fault rule is a legal standard that determines how damages are awarded in personal injury cases when multiple parties are involved in an accident. 

    In certain states, plaintiffs may be prohibited from seeking damages if they bear even a small amount of responsibility. Missouri, on the other hand, adheres to a pure comparative fault system. Even if the defendant is at 1% fault, you will be rightfully compensated. 

    The defendant owes you recompense for 1% of their mistake. As an example, a jury grants $50,000 in damages but determines that you are 30% responsible. You are, thus, entitled to $35,000. 

    Navigating Comparative Fault in Personal Injury Scenarios

    This principle applies to a wide range of personal injury cases in St. Louis, from car accidents on I-70 to slip and fall incidents at Union Station to dog bites in public parks.

    Car Accidents

    When it comes to car accidents in St. Louis, the application of comparative fault varies depending on the type of collision. In rear-end accidents, which are common on congested roadways like I-64 or I-270, the trailing driver is often presumed to be at fault. However, if the lead driver suddenly slammed on their brakes or had malfunctioning brake lights, they may share some responsibility. 

    Moving on, left-turn accidents, such as those common at the intersection of Lindell Boulevard and Kingshighway, often hinge on whether the turning driver yielded the right-of-way. If the approaching driver was exceeding the speed limit or skipped a red light, they could be legally sharing some responsibility.

    With multiple possibilities looming large in the case of car accidents, it is advised to work with an experienced St. Louis personal injury lawyer for your compensation claim. These are expert professionals who can guide you every step of the way and also fight tooth and nail against insurers.

    Let them take charge of the grueling legal process while you concentrate on your recovery.

    Medical Malpractice

    Medical malpractice cases in St. Louis often involve complex questions of fault allocation. Say, a patient suffers harm due to a misdiagnosis or surgical error at a renowned hospital like Barnes-Jewish or St. Louis University. 

    The patient argues that the healthcare provider failed to meet the expected standard of care. However, the provider may claim that the patient’s actions, such as not adhering to post-operative instructions, played a role in their injuries.

    Medical experts present there can help you with their test reports and other minute details, corroborating your claim.

    Slip and Fall Accidents

    In 2022, over 46,000 individuals lost their lives due to falls that occurred in both residential and occupational settings.

    Slip and fall incidents in St. Louis are common, especially during inclement weather. The city is famous for its unpredictable weather year-round, with its icy sidewalks and rain-slicked roads creating chaos. 

    If you slip on a wet floor at the City Museum or trip on an uneven sidewalk at the Missouri Botanical Garden, the property owner may be held liable. They can be accused of failing to maintain a safe premise. However, the owner can argue that you were running, wearing inappropriate footwear, or ignoring warning signs. You can be assigned some fault, reducing your potential compensation.

    Dog Bites

    In these cases, St. Louis adheres to a strict liability standard. This means that, in most cases, pet owners bear liability for injuries their animals cause. This principle applies whether the incident occurs in a public park like Forest Park or a dog-friendly establishment in the Soulard neighborhood. 

    However, if the victim provoked the dog or ignored clear warning signs, the comparative fault might come into play. This can reduce the owner’s liability.

    Protecting Your Rights

    After any collision, your first concern should be getting medical help. No injury is minor until a medical professional says so; call 911. Quick medical attention ensures your well-being. Moreover, it also creates a record of your injuries, which is crucial for establishing damages in your claim. 

    Also, following your treatment plan and attending all follow-up appointments can help counter the arguments that blame you for your injuries.

    The most basic knowledge that you, as a victim, must have about the legal landscape is regarding the statute of limitations. This is the window beyond which you can sue. Typically, in Missouri, there is a five-year scope from the date of the incident within which you can file a lawsuit. 

    Submitting your claim on time ensures that there is ample evidence available to support it. Over time, witnesses may lose key insights, and obtaining physical evidence might become challenging.

    It is crucial to seek guidance from an experienced St. Louis personal injury attorney. They can assist you in navigating the legal process and ensuring that you meet all required deadlines.

    Steps To Build a Strong Case

    There are certain steps to safeguard your legal rights, even if you think you are at some degree of fault. According to TorHoerman Law, gathering evidence from the scene, such as photos of the damage or hazardous conditions, can help support your claim. 

    Moreover, you need proof of all the medication given to you. Also, all your hospital visits and every penny spent on your recovery should be duly documented. These bits of information can greatly support your case. 

    Seek assistance from your lawyer in reaching out to witnesses. It is crucial that they fully comprehend the seriousness of the situation. Your witnesses need to be cautious about sharing details of the incident on social media. This can be used against them by the opposing party. 

    Finally, be honest with your attorney about your role in the accident. They are the ones who will develop strategies to minimize the impact of comparative fault on your potential recovery.

    To sum up, the comparative fault rule serves as a reminder that responsibility is rarely black-and-white. And the path to justice is often paved with complex legal considerations. 

    Be armed with knowledge, compassion, and the guidance of skilled legal professionals. In the face of adversity, remember that your city’s spirit of perseverance and unity will always light the way forward.

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    Umar Shahzad
    Umar Shahzad

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